AOSIS Group Insurance

Group Insurance Services

We are a one-source solution for multiple carriers and many lines of insurance products. We specialize in Individual insurance products, Association products and large groups offerings. We are super easy to work with and provide flexible options. We can work with you as your consultant, or as your agent.

We offer a variety of affordable healthcare coverage plans as well as major medical plans. Our most popular major medical plan allows you to offer exactly what employees want through a Pooled Employer Program. With this unique employee benefit plan, you can recruit, retain, and reward your employees while maintaining compliance.

All major medical plans come with:

  • A specific 401-K Plan with initial setup fees waived ($0 Cost to entry, no match required)
  • A dedicated assigned primary care physician for DPC plans, yet they can go to any in-network
  • Primary care or specialist physician for care
  • Authorizations are required for inpatient and/or outpatient services and diagnostic tests
  • Emergency services are covered anywhere, even if out of network, so you are covered while you travel!
  • $0 Co-Pay for Primary Care (assigned PCP) and $0 Telemedicine visits and much more

See below for more information and product brochures.

Major Medical Plans – CIGNA Network

  • ACA compliant solution for “A” & “B” tax.

  • Guarantee issue

  • There are no individual health questionnaires and no underwriting equates to no DTQ’s

  • Plans are available in all 50 states

  • Plans use CIGNA nationwide PPO network

  • No participation requirements, so enrollment can scale down to 2

  • Individual deductible as low as $3,500 available

  • Our Enrollment Services available, include an all-inclusive enrollment platform that can list bill employers or collect premium (credit card and ACH) from individuals.

    • We offer a customized enrollment link for each group
    • Add/term members
    • Customer support line
    • Physical ID cards
    • Census enrollment

MEC and Minimum Value Plan

  • ACA compliant solution for “A” & “B” tax.

  • Guarantee issue

  • No pre-existing condition exclusion provision

  • There are no individual health questionnaires and no underwriting equates to no DTQ’s

  • Plans are available in all 50 states

  • Plans offer two strong nationwide PPO networks.

    • CIGNA doctor network
    • Multiplan PHCS network
  • No participation requirements, so enrollment can scale down to 2

  • Most plans have $0 deductible.

  • Our Enrollment Services available, include an all-inclusive enrollment platform that can list bill employers or collect premium (credit card and ACH) from individuals.

    • We offer a customized enrollment link for each group
    • Add/term members
    • Customer support line
    • Physical ID cards
    • Census enrollment

Employer Groups Option Plans

  • Health Insurance

    • Both Individual and Group
    • Dental and Vision
    • Disability
    • Retirement Plans
    • Long Term Care
  • Life Insurance

    • Simple Term and high-end million-dollar policies

  • Property & Casualty Insurance

    • Liability Business Insurance
    • Workers Comp
    • Keyman Insurance
    • All products related to a business on the P&C side
  • Corporate Products

    • Payroll
    • HR Services
    • We offer the enrollment platform and tracking all abilities
    • All above insurance products
    • Health Care in lieu of health insurance
    • Event Insurance – we can insure any type of event

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