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Altrua Health Share

Altrua Health Share has been sharing medical needs among Members since 1996 and have saved or shared more than $100,000,000 to date!

Altrua Health Share is not insurance, but a health sharing ministry (Altrua Ministries), that has been in existence since 1999 and is a recognized Health Care Sharing Ministry (HCSM) with CMS, exempting its members from the penalties of the Affordable Care Act (ACA).

Altrua Health Share offers some of the most affordable plans for members and their families.

One Simple Membership Option

Individuals $262

Member + 1 $387

Families 3- 5 Member $502

For the latest pricing please contact us or click on the enrollment link.

Altrua

Affordable health and hospitalization cost for you and your family. In addition, you will also have access to many outstanding state-of-the-art member centered health care sharing solutions.

  • ACA compliant (Affordable Care Act)
  • FREE Telemedicine

  • Counseling services, discounts on dental, vision and hearing are always included

  • No social security number required

  • Access to 223,113 primary care providers, 89,444 ancillary providers and 660,047 specialists

  • 1 million dollar life time maximum

  • Wellness and preventative care, including hospitalization

  • Office, urgent Care & specialist visits on the Multi-Plan PHCS Network

  • Access to ​diagnostic labs

  • No age band so your price will not increase with age

Altrua Health Share logo
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Additional Altrua Health Care Benefits

  • AirMed emergency medical air transport

  • Prescription savings card

  • IDLife nutritional products

  • MyMedLab discounts for lab testing

  • One Call Care radiology discounts

  • Beltone hearing discounts

  • My Secure Advantage financial coaching

  • CLC legal and ID theft programs

  • GlobalFit and GymAmerica fitness discounts

  • Discounts for moving, massages, car rentals, and more

  • Business discounts for web services, office supplies, and more

  • Diagnostic imaging $500 copay per image

PHCS Network Through MultiPlan

Altrua HealthShare includes the PHCS Network through MultiPlan, Inc., which offers members:

  • Broad access to 223,113 primary care providers, 89,444 ancillary providers and 660,047 specialists

  • Negotiated discounts that result in significant cost savings when they visit in-network providers, helping to maximize their shared services. A PHCS logo on the ID card tells both the Provider that a PHCS discount applies

  • Assurance they are choosing their healthcare provider from a high-quality network. MultiPlan applies rigorous criteria when credentialing providers for participation in the PHCS Network

FAQs.

  • Altrua operates under a Statement of Standards — NOT a Statement of Faith (see next slide).
  • Altrua is not tied to a specific religious background, but is faith based.
  • Altrua allows individuals of shared faiths to be eligible for membership.
  • Altrua can be offered to prospective members nationwide. (U.S. citizenship is not a requirement to be part of the Altrua HealthShare membership.)
  • Member needs are paid from an escrow account, not individually.
  • Membership contributions are often 35-50% less than traditional medical insurance plans.
  • AirMedEmergency Medical Air Transport
  • Prescription Savings Card
  • Md save Radiology Discounts
  • ID Life Nutritional Products
  • My MedLab Discounts for Lab Testing
  • Beltone Hearing Discounts
  • My Secure Advantage Financial Coaching
  • CLC Legal and ID Theft Programs
  • GlobalFitand GymAmericaFitness Discounts
  • Discounts for Moving,Car Rentals, and more
  • Business Discounts for Web Services, Office Supplies, and more

Members can enroll year-round through the enrollment site.

  • Head of Household – The oldest member in the household.  Age range 30 days – 64 years on the date of membership enrollment.
  • Spouse An individual who is legally married to a person of the opposite sex, up to 64yearsold (Civil Union/Common Law are not accepted).
  • Dependent Child(ren)–Legally dependent child(ren ) who are unmarried through age 22. (At age 23, child(ren) can apply for their own membership.)
  • Newborns – A child who is over 30 days old may be added

 

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