AOSIS

We offer guaranteed issue health insurance plans with zero deductible! These plans are great for any individual, family or groups with both full and part-time employees.

What are EASE | Health Plans

Originally formed as a response to the passage of the Affordable Care Act, the EASE health insurance plans were created by professionals from multiple firms whose backgrounds include legal, insurance, tax, and benefits. Offering benefits in an efficient, valuable, and compliant manner is more complex each year. These EASE health insurance plans helps you cut through the noise and get back to business at hand, solving the burden of benefits offerings with simple, fully baked solutions.

EASE – Primary

This plan has a $0 deductible and is meant to cover preventive and prescription benefits.

  • ACA requirements for minimal essential coverage

  • $0 deductible

  • Preventative and wellness care for a $0 copay

  • Preventative prescriptions at $0 copay

  • Additional preventative prescription plan

    • Over 200 drugs at no cost
    • Over 600 drugs for under $25
    • Discounts on other non-formulary drugs (avg savings 67%)
  • Access to over 600,000 pharmacies

  • First Health a wholly owned subsidiary of Aetna and Multiplan Network Wrap

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WELLPREMIUM

This plan has a $0 deductible and is intended to encompass “everyday” bumps and bruises, doctors’ visits, urgent care, and labs. This plan also includes all the benefits listed in the Ease Primary plan.

  • ACA requirements for Minimal Essential Coverage

  • $0 deductible

  • Primary care visit $35 /$70 copay

  • Specialist visit $75/$150 copay

  • Laboratory/radiology $50 copay per panel/image

  • Diagnostic imaging $500 copay per image

  • Over 200 prescription drugs at no cost

  • First Health a wholly owned subsidiary of Aetna and Multiplan Network Wrap

EASE – Bronze

This plan has a $0 deductible and is designed to help cover doctors’ visits, hospitalization, surgeries, and emergency room visits. This plan also includes all the benefits listed in the Ease Primary plan.

  • ACA requirements for Minimal Value Plan

  • $0 deductible for individual and family

  • $8,150 individual & $16,300 family OOP

  • Primary care visit $25 copay & specialist visit $50 copay

  • Urgent care $50 copay

  • Labs and x- rays $50 copay

  • CT/MRI/MRA/PET scans $350 copay

  • Inpatient hospitalization & inpatient surgery $350 copay (max 5 days & 2 surgeries)

  • Outpatient hospital services for $350 copay (max 1)

  • Emergency room for $350 copay (max 1)

  • Treatment for chemical abuse for $250 inpatient or $25 outpatient (max 5 days)

  • Home health care for $25 copay (max 10 days)

  • Over 200 prescription drugs at no cost

  • Multiplan PHCS Network for practitioners and ancillary and RBP for facilities

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EASE – Silver

This base plan has a $0 deductible and is designed to help cover doctors’ visits, hospitalization, surgeries, emergency room, and pregnancy. This plan also includes all the benefits listed in the Ease Primary plan.

  • ACA requirements for Minimal Value Plan

  • $0 deductible for individual and family

  • $5,000 individual & $10,000 family OOP

  • Primary care visit $15 copay & specialist visit $35 copay

  • Urgent care $35 copay

  • Labs and x- rays $50 copay

  • CT/MRI/MRA/PET Scans $350 copay

  • Inpatient hospitalization & inpatient surgery $350 copay (max 7 days & 3 surgeries)

  • Outpatient hospital services for $350 copay (max 2)

  • Emergency room for $350 copay (max 1)

  • Treatment for chemical abuse for $250 inpatient or $25 outpatient (max 7 days)

  • Home health care for $25 copay (max 10 days)

  • Pregnancy benefit of $350 for professional services and childbirth

  • Over 200 prescription drugs at no cost

  • Multiplan PHCS Network for practitioners and ancillary and RBP for facilities

FAQs.

There are four medical and two dental plans available. For a more in-depth list of benefits coverage, limitations, and exclusions, refer to the Schedule of Benefits on the enrollment site.

Ease Primary – This plan has a $0 deductible and is meant to cover preventive and prescription benefits.

  • Preventative and Wellness Care for a $0 copay
  • Preventative Prescriptions at $0 copay
  • ACA requirements for Minimal Essential Coverage
  • Additional Prescription Plan
    • Tier 1 = $0 (Over 200 drugs)
    • Tier 2 = $10 (Or less)
    • Tier 3 = $25 (Over 600 drugs)
    • Tier 4 = $50 (Or less)
    • Access to over 600,000 pharmacies
    • First Health and Multiplan Network

Ease Premium –This plan has a $0 deductible and is intended to encompass “everyday” bumps and bruises, Doctors’ Visits, Urgent Care, and Labs. This plan includes all the benefits listed in the Ease Primary plan.
– Preventative and Wellness Care for a $0 copay
– Primary Care Visit $35 Copay
– Specialist Visit $75 Copay
– Urgent Care $75 Copay
– Labs and X- rays $50 Copay
– CT/MRI/MRA/PET Scans $500 copay
– Supplemental Hospital Benefit $1,000 a day (Max 5 Days)
– Over 200 Prescription drugs at no cost
– ACA requirements for Minimal Essential Coverage
– First Health and Multiplan Network Wrap

Ease Bronze – This plan has a $0 deductible and is designed to help cover Doctors’ Visits, Hospitalization, Surgeries, and Emergency Room. This plan includes all the benefits listed in the Ease Primary plan.
– Preventative and Wellness Care for a $0 copay
– $8,150 Individual & $16,300 Family OOP
– Primary Care Visit $25 Copay & Specialist Visit $50 Copay
– Urgent Care $50 Copay
– Labs and X- rays $50 Copay
– CT/MRI/MRA/PET Scans $350 copay
– Inpatient Hospitalization & Inpatient Surgery $350 Copay (Max 5 Days & 2 surgeries)
– Outpatient Hospital Services for $350 copay (Max 1)
– Emergency Room for $350 copay (Max 1)
– Treatment for Chemical Abuse for $25 inpatient or $250 outpatient (Max 5 Days)
– Home Health Care for $25 copay (Max 10 Days)
– Over 200 Prescription drugs at no cost
– ACA requirements for Minimal Value Plan
– Multiplan PHCS Network for Practitioners and Ancillary and RBP for Facilities

Ease Silver – This base plan has a $0 deductible and is designed to help cover Doctors’ Visits, Hospitalization, Surgeries, Emergency Room, and Pregnancy. This plan includes all the benefits listed in the Ease Primary plan.
– $0 Deductible for Individual and Family
– Preventative and Wellness Care for a $0 copay
– $5,000 Individual & $10,000 Family OOP
– Primary Care Visit $15 Copay & Specialist Visit $35 Copay
– Urgent Care $35 Copay
– Labs and X- rays $50 Copay
– CT/MRI/MRA/PET Scans $350 copay
– Inpatient Hospitalization & Inpatient Surgery $350 Copay (Max 7 Days & 3 surgeries)
– Outpatient Hospital Services for $350 copay (Max 2)
– Emergency Room for $350 copay (Max 1)
– Treatment for Chemical Abuse for $25 inpatient or $250 outpatient (Max 7 Days)
– Home Health Care for $25 copay (Max 10 Days)
– Pregnancy Benefit of $350 for professional services and childbirth
– Over 200 Prescription drugs at no cost
– ACA requirements for Minimal Value Plan
– Multiplan PHCS Network for Practitioners and Ancillary and RBP for Facilities

The pricing for the plans can be found on the enrollment site.

Members can enroll year-round through the enrollment site. Please note that the calendar year deductible resets every January 1.

Yes. There are four tiers of coverage: Member-only, Member and Spouse, Member and Child/Children, and Member and Family.

Yes. Anyone Can join the partnership plans, including sole proprietors, employees and independent contractors.

Not this plan. However AOSIS offers other options for vison, life and accident plans. Please contact us directly using our contact form.

If rates increase, it would be on the calendar year. The goal is to keep price static.

For more information and to enroll, just enrollment site. Enrollment is open year-round, which means you can enroll at any time. You also can terminate your enrollment at any time throughout the year.

What if I need assistance selecting a plan or customer service once I sign up? Who do I contact?

Member Support
(949) 418-1299
Monday – Friday: 8am – 6pm (PST)

If you would like to enroll in the medical plans, you are able to do so. With regard to obtaining instructions on how to terminate your existing coverage, everyone is different, but we recommend reaching out to your human resources or insurance representative or calling the number on your ID card for more information.

Yes. Your current job status does not matter. Anyone is able to join.

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